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Service Disabled Veteran Owned, Colorado Grown.
We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention.
Today's technology is providing a more productive environment to work. For example, through our website, you can submit a complete on-line, secure loan application or pre-qualify for a home loan. You may also evaluate your different financing options by using our interactive calculators and going over various mortgage scenarios. Veteran-Home-Loan-Benefits is a division of Pine Creek Financial Group LLC and is not a Government agency website or affiliated with the Department of Veterans Affairs, Fannie Mae, Freddie Mac, FHA or HUD.
We are an approved VA loan provider NMLS ID #1593223 VA Home Loans, High Balance and Jumbo Loans in Colorado.
We provide full-service mortgage products for clients at the Air Force Academy, Peterson Air Force Base, Ft. Carson, Schriever Air Force Base with locations in Colorado Springs, Colorado. We specialize in VA Home Loans, VA IRRRL Refinance Loans, FHA Home Loans, and Jumbo Home Loans in Colorado Springs, Pueblo, and Denver. We also serve the surrounding cities in El Paso County. Whether you are buying a home or refinancing in the zip code of 80918, we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.
Regarding Purchase Loan programs, we offer the following:
FHA | VA | USDA | HomePath | Jumbo | Commercial | conventional financing
We offer a wide range of refinancing options designed to meet the needs of our borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:
What makes Pine Creek Financial Group LLC unique is that we offer the following niche programs as well: Bank Statement, Self Employed, and Non-QM mortgages.
Contact Pine Creek Financial Group LLC today to discuss your mortgage loan options, and find out which loan program will best suit your needs.
"Neil, Mike, Tomi and the team are all exceptional at what they do. They work hard to take care of all their clients and go above and beyond on tough cases not giving up. A very committed and professional team. Highly recommend them."
— H. Fix. ()
"I work with Shanell Costa and she is always amazing! No matter the situation she makes it happen!"
— Tony C.. (Colorado Springs, Colorado)
"Pine Creek Financial is an amazing company to work with. They have a wide variety of loan programs to fit what a buyer needs. The best part is they are a Veteran owned local company which is just what a military community needs. People who really get the VA process and the challenges and triumphs our military face. Neil Erickson works hard to make sure clients are a match with their loan officer and the loan officers work very hard every step of the way."
— Brandy B.. (Colorado Springs, Colorado)
"We've had the pleasure of closing multiple deals with PCF Group. Great team to work with!"
— L. Erickson. ()
"Pine Creek was amazing at how hard he worked for us. He is a true professional. There is only one company I recommend for mortgages and that is Pine Creek."
— Mark M.. (Kiowa County)
"We have known Pine Creek's Team for more than 10 years and they helped us get our first house and since then we've been calling them with every question we have . They always have an answer and won't stop until the job is done. Great personality too. Thanks for everything you've done for us and if we need anything we will call you again."
— Klementina T.. (Colorado Springs)
"Worked with Antonio! Never thought it was possible to get money back at closing. If you want the superstar of an all-star line up go with Antonio."
— Joshua S.. (Denver)
"I had the pleasure of working with Elaina Cox, she was so amazing! She helped me with getting a first time home loan and made sure I got a great interest rate! She kept me well informed every step of the way and answered all of my MANY questions. Thanks to her awesome attention to detail we were able to get a loan and close out at 22 days!"
— Tera H.. (Colorado Springs)
"Word can't not express how thankful we are..we finally have our dream home.. and all thanks to you and the realtor. Muchas gracias!!"
— Addy W.. (Colorado Springs)
"Great group of professionals!! They go the extra mile to get the job done."
— Kristie L.. (Colorado springs)
"I had several problems with my credit, I was guided all the way to get my credit score where it needed to be. They made the whole process smooth. He went out of his way several times to reassure me that getting the loan a sure thing. Their guidance made getting the loan possible. Because of the whole team, I am now in a perfect home of my OWN. I am very grateful that I went through Pine Creek. I highly recommend them."
— Michelle C. (Colorado Springs)
"Pine Creek Financial made my home buying process easy as 1, 2, 3! They helped me find the loan that was right for me, and led me through the process of buying my first home smoothly. They were patient and answered all of the millions of questions I had. I would highly recommend them to anyone looking for a new home. "
— Ledama T.. (Pueblo)
"Pine Creek Financial Group closed my loan in 22 days. I transferred in for a new job and the process was easy. They closed my loan better than on time, they closed it early. Thank you Antonio Acosta for your assistance."
— Josh S. (Denver, Colorado)
"After not getting what I wanted from all these companies I was referred to Pine Creek Financial Group LLC in Colorado Springs. After talking to them I knew right away that I wanted them to handle my first mortgage. I have been pleased with the service the I have gotten and all the hard work that they have done to handle my situation in making our dream come true. Thank you Mike!"
— Alan B.. (Colorado Springs)
"I cannot say thank you enough to this man right here. He has helped my family find our home and has stood by us through the entire process to make sure everything went as smoothly as possible. He is helpful and truthful and doesn't try and blow smoke up your butt our tell you only what you want to hear...and when you are buying a house, that is a precious commodity. Thank you also for showing us how the credit scores on credit karma and such are not as accurate as hoped. And for showing us how to quickly and effectively build our credit. Thank you."
— Kristina M.. (Pueblo, Colorado)
" Just wanted to let say that my experience with Mike was excellent. My journey started 7 months ago from other companies and was meet with negative results. About 2 months ago I was introduced to Mike at Pine Creek. I explained to him what I needed and my situation. Mike listened and after talking to him he right away told me that there is a good chance that he would be able to make this deal happen. Like any other person I was very spectacle but I was willing to give him a chance. Mike was able to work a deal and was able to get me approved and was able to close on my first house in under 35 days. I have to say that what he did was a miracle and will never forget all that he did to help me in getting the loan that I needed. My wife and I are very great full and I would highly recommend his service to anyone. "
— Il Kook. (Colorado Springs)
"Pine Creek, they don't make them any better. Best of the best, Thank you for making the impossible, possible... Wishing you the very best in the future. "
— Shamain Ali. (Colorado Springs)
"The Pine Creek team is not only a great to work with, but his follow up and follow through is world class. Mike and his team, were very accommodating to my busy and unpredictable schedule. "
— Josh Martin. (Colorado Springs)
"Pine Creek did an incredible job while working with us. They were patient with our incredibly busy schedule and made sure all deadlines were met with little to no pressure or stress on our end. I highly recommend Pine Creek Financial Group. "
— Stephanie Perot. (Colorado Springs)