Solutions for investors of 1-4 unit rental properties

Best For: Investors looking for non-bank financing solutions for 1-4 unit properties.

  • PCF will generally base its credit decision on the personal credit, property cash flows, and purchase seasoning. A 4506T is NOT required.

  • Rental income is used to calculate cash flow from the subject property and will be based on the Comparable Rent Schedule (1007 Form).


Loan Amounts: $250,000 - $5 Million

Loan Purpose: Purchase, Cash-Out, Refinance Amortization: 15, 20, 25, 30

Eligible Borrowers: U.S. Citizens, Permanent Resident Aliens, Legal Entities

Standard Prepayment Fees: 5% for First 3 Years
Property Types Tier I: Multifamily, Mixed-Use (Residential)

Property Types Tier II: Mixed-Use (Commercial), Office, Retail, Light Industrial, Self-Storage, Warehouse, Automotive, Mobile Home Park, Daycare Center, Restaurant, Bar

Contact us today!  (719) 622-6275

Lending guidelines are subject to change without notice. The information contained is for demonstration purposes only. Please contact our office for specific programs and information for the use of real estate and mortgage lending professionals only and is not an advertisement under section 1026.24 of Regulations Z, and is not intended for use by the general public. Piine Creek Financial Group LLC is regulated by the Colorado Department of Real Estate NMLS#1593223.